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Credit Unions Banks Survey Results Mortgage Rates: Everything You Need to Know By Editorial TeamApril 13, 2022Updated:April 13, 2022No Comments12 Mins Read
Getting a mortgage is an essential step that almost all of us have to go through in the home buying process.
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How does a mortgage process in Portugal works?
Find a property of your liking and establish the purchase price.
Find your mortgage brokers or banks who you think toy be willing to provide the mortage
They will send you a simulation and give you a break down of the cost and monthly payments.
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Visitors to the Algarve who decide to invest in a holiday or future retirement home may be surprised in the past to find that there were fewer choices here than in their home country for obtaining a mortgage.
However the last couple of years things have changed and speed on approving loans has increased.
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Understand how to apply for a mortgage in Portugal, and the types of mortgage available… For those who have a Portuguese Residency Card (Cartão de Residencia), a Portuguese Tax Code (Numero Fiscal de Contribuinte), a Portuguese bank account (Conta Bancaria em Portugal), proof of regular income and/or a contract (Contrato) with an international or national company in Portugal, and a good credit rating, it is fairly easy to take out a mortgage.
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